REFINANCE

refinance

NuHome Group, llc. will help you to refinance your property. Typically you’ll refinance your home when you have a mortgage on your home and apply for a second loan to pay off the first one. While making the decision to go for the refinance option, it is important to first determine whether you will save by lowering your Interest rate, monthly payments, shorten the years you owe, or use some of your equity from your property to pay off some other debt on a home that is almost paid off.

As far as changes in mortgage rates are concerned, there has been a steady fall in the rates since 2009 when the rates were averaging 5.6% for a 30 year mortgage to the present averages are rates of 3.47%. According to economic news, experts predict that the rates could probably have hit their lowest in 2013; however, there is no certainty to such predictions.

Why pay more than you have to? Don’t miss your chance to take advantage of mortgage rates at their lowest in several decades. However, refinancing a mortgage is similar to when you applied for your loan initially. You must have a relatively good credit score, you can chose to pay closing costs and fees or roll them into your loan and may even have a cursory home appraisal fees.

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