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VA Loan helps Service members, Veterans, and eligible surviving spouses to become homeowners. As part of the VA’s mission is to serve you, the VA will provide the Veteran home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms as a benefit for your service to our Nation. One of the last zero down payment loans still available on the market. We specialize in VA loans and offer Manual Underwriting as low as 580 credit scores.


Benefits of the VA loan:

Purchase Loanshelp you purchase a home at a competitive interest rate often without requiring a down payment or private mortgage insurance. Cash Out Refinance loans allow you to take cash out of your home equity to take care of concerns like paying off debt, funding school, or making home improvements.

Interest Rate Reduction Refinance Loan (IRRRL):also called the Streamline Refinance Loan can help you obtain a lower interest rate by refinancing your existing VA loan.

Native American Direct Loan (NADL) Program:helps eligible Native American Veterans finance the purchase, construction, or improvement of homes on Federal Trust Land, or reduce the interest rate on a VA loan.

Adapted Housing Grants: help Veterans with a permanent and total service-connected disability purchase or build an adapted home or to modify an existing home to account for their disability.

Nuhome Group’s lending guidelines for VA:

Manual Underwriting on VA loans with Credit scores as low as 620 FICO. Guidelines are relaxed for example with Chapter 13 BK 12 months out of BK under certain circumstances. The VA loan is one of the only Zero Down payment loans still available. Submit Loan Scenario


Licensed Texas Mortgage Company # 835196